There are options available to you if you find yourself in this kind of situation.
One program that we suggest and work with is AMS Financial home loans. They do much of the work for you. There are resources out there, but AMS Financial helps you find the home loan that will work best for you. So whether you want to update or remodel your home they are here to help you find the loan that best meets your needs. You don’t need to have perfect credit or equity. The money goes to you so you can spend it and use it in any way that you would like.
We have also developed a relationship with Foundation Finance. Because of our relationship this company helps any of our customers and provides financing for those that would traditionally be turned down for a loan from a bank as well as providing excellent rates for those with perfect credit. We will provide you with the application link and information that you will need to fill out the application. The process is quick and allows us to start work right away when you need it.
We also work with HERO financing. HERO stands for Home Energy Renovation Opportunity. HERO is set up specifically to help homeowners upgrade the systems in their home. With many technological advances happening in the way that a home can be run, it helps a homeowner to make sure that they have the best improvements to their home. Investing in solar energy, upgraded HVAC, energy efficient windows and doors allows them to save money as these items are now using less energy and water.
But HERO is not another loan program. It is a property assessed clean energy program that assesses the property itself instead of your credit score. Your home’s equity is taken into account as well as your debt payment history. All you need to do it apply for the program to see how much you can be approved for. You then select the projects you would like accomplished and select a HERO approved contractor. It is really as simple as that. Your HERO contractors have also all agreed that they will not receive payment for their jobs until you are 100% satisfied with their project.